Debt Collectors Want to Robo-Call Your Cell Phone

Unsurprisingly. The obscurely-named “Mobile Information Call Act of 2011” would allow robo-callers to dial your cell phone, something the Telephone Consumer Protection Act currently prohibits.

As US PIRG points, out, the debt collection industry claims that robo-calling harassment is rare, perpetrated only by isolated, rogue operations. But “[i]f that were true, why does the FTC receive ‘more complaints about the debt collection industry than any other specific industry'”?

Why Debt Collectors Call Wrong Numbers — and What You Can Do

Debt collectors frequently call wrong numbers, for a variety of reasons. And unfortunately, if your number ends up on one debt collector’s list it is likely to end up on others. When this happens, it is nearly impossible to make the calls stop. Here’s why.

Keep Reading »

Stop Telemarketing Calls (and Sue if They Keep Calling)

If you do not already know about the National Do Not Call Registry, hie thee hither and put your name down. Once you are on the registry, telemarketers may not call you for five years. There are a couple of exceptions. Businesses may call you for 18 months after you have bought something from them or used their services, but you can ask to be put on their internal do-not-call list when they do so.

For various reasons, telemarketers sometimes have a hard time “getting it,” however. Fortunately, the Telephone Consumer Protection Act gives consumers a remedy: $500 per violation, or up to $1,500 if the telemarketer violated the TCPA on purpose.

Best yet, you do not need a lawyer to sue. Just head on over to your town’s small claims or conciliation court and file your complaint there.

For the story behind the image, follow this link to Consumerist, who wrote up these tips first:

Hey, How Do I Sue Telemarketers Who Ignore The Do Not Call List? | Consumerist