What Credit Card Security Codes Are For

Credit card security codes (CVV2 codes) are not stored on your card’s magnetic strip, and merchants may not keep them. Providing it ensures that you have the actual card in your possession. Maryland consumer rights lawyer Sonya-Smith Valentine explains:

  • beth

    if merchants can’t keep the cvv code and have to ask for it every time, how do they know i’m giving them the right code, not something i randomly make up?