Posts tagged as:

TransUnion

Congress calls out FreeCreditReport.com

May 27, 2009

FreeCreditReport.com is sort of an “honest” scam. “Hey, we’re FreeCreditReport.com! Nah, you have to pay for your free credit report. Yeah, but the name is FREECreditReport.com!!! But you totally have to pay. For your FREE FREE FREE credit report.”
Under the new credit card reform legislation, outfits like FreeCreditReport.com that offer free* services will have to [...]

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Getting your credit score is getting more confusing

February 6, 2009

February brings two big changes to FICO credit scores. First, FICO credit scores are calculated differently as of yesterday. Second, as of February 14th, Experian will no longer give consumers access to their Experian credit score, although lenders will still have access to the number.
First, the changes to the way FICO scores are calculated. Consumerist [...]

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New form: credit report dispute letter

December 18, 2008

In order to remove inaccurate information from your credit report, you must report that information to the credit reporting agencies (CRAs) Experian, TransUnion, Equifax, and CSC Credit Services. Once you dispute the inaccurate information, the CRAs must investigate the matter and remove any inaccurate information or edit the entry to reflect your dispute.
The credit report [...]

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Credit reports apparently generated by Flintstones technology

December 17, 2008

According to Gary Nitzkin, “[t]he credit reporting industry is operating in the stone age.” By which he means the credit reporting agencies seem incapable of dealing with credit information that comes from identity theft. Gary filed two lawsuits because even though the identity thief confessed, he could not get his clients’ credit reports fixed.
Why not? [...]

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What To Do If You Find An Error On Your Credit Card Statement

September 2, 2008

What To Do If You Find An Error On Your Credit Card Statement | New York Consumer Litigation

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Sign up for your TransUnion class action settlement benefits

June 30, 2008

While we are on the subject of keeping track of your credit score, as a result of a bunch of class action lawsuits against TransUnion, virtually anyone who has had a credit card since 1987 can select from several settlement options, including up to nine months of enhanced credit monitoring.
First, the settlement applies to “[a]ll [...]

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Settlement results in free credit monitoring service

June 16, 2008

Settlement results in free credit monitoring service | CNN

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Free credit scores for all consumers? Almost…

June 6, 2008

Get your TransUnion score here! Free credit scores for all consumers? Almost… [The Red Tape Chronicles]

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A look inside the credit score cocktail

April 8, 2008

The Red Tape Chronicles recently attempted to explain what goes into the secret formula that determines a borrower’s credit score, the secret formula that determines what consumers pay for loans, credit cards, and even car insurance.
Credit scores are important to every consumer’s financial well-being. For example, a consumer with a FICO score of 619 will [...]

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