Posts Tagged ‘tips’

Five car ailments you shouldn’t ignore | CNN

As part of our summer focus on credit cards, AFFIL compiled this list of common tricks and traps (PDF). We all know that credit card contracts are designed to increase the likelihood that cardholders pay high fees and get charged high interest rates. So while you will be hard pressed to find a [...]

Bet you didn’t know your cell phone can (1) reach an ambulance anywhere in the world, (2) unlock your car, (3) go longer with a reserve battery, (4) be disabled remotely if you grab its serial number, and (5) get you free directory information.
5 Secret Things Your Cell Phone Can Do? | Apartment Therapy
[photo: freerangestock [...]

Consumers for Auto Reliability and Conscious Youth Media Crew in California put together Insider Car Report a very good quick look at car buying. Its worth a look and of course there are all the link to similar clips.

Being a landlord is a job that a lot of people seem to just stumble into. So many people who become landlords don’t really know much about landlording. That is too bad, because when landlords do not follow the law, they can create a nightmare for tenants, which sometimes comes back to bite the landlord, [...]

Representing yourself in court–appearing pro se–is one of the more difficult things to do, although many people do not seem to realize it. Judges and attorneys dread the pro se party, however. As I have said before, the court system is a bit like visiting a foreign country. If you don’t speak the language, nobody [...]

According to the FTC, consumer complaints about debt collection abuse were up significantly in 2007 (PDF link). This is hardly surprising, as debt has been plentiful and cheap lately. Complaints will almost certainly go up in 2008, since credit card borrowing is way up along with credit charge-offs.

Although regulatory bodies in the United States do not seem to have much ability or incentive to do much to help consumers, a well-placed complaint may nevertheless help change public policy in the long run. If nobody complains, nobody knows. The Federal Trade Commission (FTC) Bureau of Consumer Protection is charged with enforcing consumer protection [...]

A colleague who recently purchased a home passed along the following:

When I purchased my home this summer, I contacted my mortgage consultant about one month in advance and told her that I wanted to see all my loan documents prior to closing so that I could read them over. [ . . . S]he told [...]

Americans for Fairness in Lending just released a tip sheet for holiday shoppers. The holidays are huge for retailers, which means they can be catastrophic for consumers.
My number one tip: set a budget for holiday spending and stick to it. If you can do that, you won’t have to worry about credit at all.

It’s December, [...]