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Merchants Retail Credit Association

Debt collector Merchants Retail Credit Association to pay $854,389.81 for FDCPA violations

November 20, 2007

Dolores Maddux owed a credit card debt to CitiFinancial. CitiFinancial sold the debt, and Merchants Retail Credit Association (MRCA) eventually bought it.
MRCA tried to collect the debt from Gilbert Maddux, Dolores Maddux’s spouse, and Jeni Maddux, her daughter. MRCA treated the Madduxes like dirt.
MRCA demanded $10,000 from Dolores Maddux when they finally called her after [...]

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