February 6, 2008
Pursuant to the Fair Debt Collection Practices Act, a debtor has 30 days after the first written communication from a debt collector to request validation of the debt. This form letter is a convenient form for requesting validation of the debt (PDF link). The form is a simple, fill-in-the-blank form. Keep a copy for yourself [...]
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October 23, 2007
Now available for public consumption in Minnesota is a set of forms for use in debt buyer lawsuits. While these forms will not be appropriate for every debt buyer lawsuit, they should help consumers answer the generic complaints used by most debt collection law firms in Minnesota.
Right now, debt collection law firms are “default mills.” [...]
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