Posts tagged as:

garnishment

Pocket Service and Pre-Judgment Garnishment

March 8, 2010

Pocket service is lawyer slang for the procedural rule in Minnesota that a lawsuit commences on service of the summons and complaint. This is different from the rule in almost all other states and the federal courts, where a lawsuit begins with filing of the summons and complaint.
When coupled with Minnesota’s rules on pre-judgment garnishment, [...]

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Served By a Debt Collector? What To Do Next

August 4, 2009

Getting served with a lawsuit is one of the more upsetting things that can happen to you. When a process server hands a summons and complaint to you or to someone “of suitable age and discretion” who answers your door, they are dragging you into the legal system.
But really, it is not as bad as [...]

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Link roundup, week of July 5

July 6, 2009

When I get busy, quality links tend to pile up in my Google Reader queue. Here are some great news items I have not gotten around to blogging about:

Researchers can guess your social-security number from public information like your birthdate and birth location | Red Tape Chronicles
Young adults dispute Suze Orman’s claim that young people today “have [...]

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Coping with garnishment

March 27, 2009

Undoubtedly, one of the most frustrating aspects of debt collection for consumers is having their bank accounts garnished (or levied) by creditors. It is a process that is often misunderstood and my goal is to provide general information that I hope is helpful.
A creditor is entitled to garnish a consumers bank account to recover an [...]

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How To Keep Debt Collectors Out Of Your Pockets

November 19, 2008

How To Keep Debt Collectors Out Of Your Pockets | New York Consumer Litigation

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Debt collection reform pushed by the Minneapolis Star Tribune

September 1, 2008

Close on the heels of the Star Tribune article on Minnesota’s debt-friendly collection laws, the editorial staff urges reform of Minnesota’s unforgiving debt-collection laws.
I agree. As I was quoted in the article by Kara McGuire and Randy Furst: “Once you’re in danger of losing money, I think the court should be on top of it. [...]

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Two consumer law CLE seminars coming up

May 18, 2008

I am teaching two continuing legal education seminars on consumer law in June. My presentations tend to be engaging (I don’t have the patience for boring presentations even when I am giving them), informative, and well-attended. Register early!

June 10th at 9 a.m. Offensive Defense: An Introduction to Protecting Consumers from Unscrupulous Debt Collectors, 1 hour [...]

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Debt collectors won’t necessarily leave you alone just because your income is exempt from garnishment

November 2, 2007

Alpha Consumer’s article about dealing with debt for a disabled son reminded me of a number of phone calls I have received from consumers in a similar position to the disable son’s:
About eight months ago our son, who is 45, suffered a brain injury, resulting in the loss of short-term memory. He was between jobs, [...]

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