Posts Tagged ‘free’

35 Places To Download Free, Legal MP3s - Sorry, RIAA! | Download Squad (via Recording Industry vs. The People)

You have the right to get a free credit report once a year, but that does not include your credit score, the actual number that lenders use to determine your creditworthiness.
Credit Karma is one of several credit score “predictors” that have cropped up in recent months.
Kara McGuire recently compared her actual FICO score, and says [...]

There are few things I hate more than spam and junk mail. And of all the spam I get, the phone book is the worst. Nobody uses it, but Qwest, Verizon, YellowBook, and whoever else insist on tossing it into my front yard twice a year so they can inflate their circulation numbers.
Why is it [...]

“As many as 2 million loan applicants may have had their personal information stolen, the FBI says.” Mortgage firm Countrywide, in response to alleged data breach, offers free credit monitoring | LA Times

Beware Free Credit Reports | NY Consumer Litigation

LendingClub and Prosper.com will “grade” borrowers based on Experian data. WaMu credit cards include TransUnion-based monthly FICO scores (although it probably is not worth getting a new card just for that perk). E-Loan Mortgage offers a one-time score based on Experian data
But the best one seems to be Credit Karma, which offers a free daily [...]

Settlement results in free credit monitoring service | CNN

Get your TransUnion score here! Free credit scores for all consumers? Almost… [The Red Tape Chronicles]

The debt collection industry is booming. Unifund, one of the big U.S. debt buyers, files nearly 5,500 lawsuits a year in California. In Minnesota, where pocket filing makes the cost of obtaining a default judgment negligible, I would expect to see similar, if not greater, per capita figures. And, of course, it is not just [...]