Posts Tagged ‘forms’

Being a landlord is a job that a lot of people seem to just stumble into. So many people who become landlords don’t really know much about landlording. That is too bad, because when landlords do not follow the law, they can create a nightmare for tenants, which sometimes comes back to bite the landlord, [...]

Pursuant to the Fair Debt Collection Practices Act, a debtor has 30 days after the first written communication from a debt collector to request validation of the debt. This form letter is a convenient form for requesting validation of the debt (PDF link). The form is a simple, fill-in-the-blank form. Keep a copy for yourself [...]

The debt collection industry is booming. Unifund, one of the big U.S. debt buyers, files nearly 5,500 lawsuits a year in California. In Minnesota, where pocket filing makes the cost of obtaining a default judgment negligible, I would expect to see similar, if not greater, per capita figures. And, of course, it is not just [...]

Wen you have been sued, the most important thing is to answer the complaint. An answer is not a phone call or a letter, it is a formal response to the formal complaint. This is especially important in debt buyer lawsuits, and especially in Minnesota, where pocket service and prejudgment garnishment give debt collectors the [...]

Now available for public consumption in Minnesota is a set of forms for use in debt buyer lawsuits. While these forms will not be appropriate for every debt buyer lawsuit, they should help consumers answer the generic complaints used by most debt collection law firms in Minnesota.
Right now, debt collection law firms are “default mills.” [...]