Posts tagged as:

forms

Debt Collection Help: Free Resources

February 26, 2010

Getting called or served with a lawsuit by a collector is a pain, at best. You can help yourself deal with debt collection with free information and tools online, but not everything you find will actually help. Here is a selection of resources that will:

If you are contacted or sued by a debt collector, use [...]

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Landlord resources

April 11, 2008

Being a landlord is a job that a lot of people seem to just stumble into. So many people who become landlords don’t really know much about landlording. That is too bad, because when landlords do not follow the law, they can create a nightmare for tenants, which sometimes comes back to bite the landlord, [...]

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New form: request for validation letter

February 6, 2008

Pursuant to the Fair Debt Collection Practices Act, a debtor has 30 days after the first written communication from a debt collector to request validation of the debt. This form letter is a convenient form for requesting validation of the debt (PDF link). The form is a simple, fill-in-the-blank form. Keep a copy for yourself [...]

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Debt collection lawsuits in Minnesota and a new VLN clinic to help address the problem

December 4, 2007

The debt collection industry is booming. Unifund, one of the big U.S. debt buyers, files nearly 5,500 lawsuits a year in California. In Minnesota, where pocket filing makes the cost of obtaining a default judgment negligible, I would expect to see similar, if not greater, per capita figures. And, of course, it is not just [...]

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DIY law: respond to your debt buyer lawsuit with forms

November 19, 2007

Wen you have been sued, the most important thing is to answer the complaint. An answer is not a phone call or a letter, it is a formal response to the formal complaint. This is especially important in debt buyer lawsuits, and especially in Minnesota, where pocket service and prejudgment garnishment give debt collectors the [...]

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Forms: Answer & Discovery Requests For a Debt Buyer Lawsuit

February 24, 2007

We created a set of forms for Minnesota consumers facing debt buyer lawsuits. While these forms will not be appropriate for every debt buyer lawsuit, they should help consumers answer the generic complaints used by most debt collection law firms in Minnesota.

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