Posts tagged as:

FCRA

FDPCA & FCRA Lawsuits On the Rise

September 23, 2009

The number of FDCPA and FCRA lawsuits filed in 2009 is well ahead of both 2008 and 2007. In July 2009, the 5000th suit was filed. In 2008, that benchmark was not hit until the second week of October; in 2007 it took until early December.
So what is behind the surge? Here are my best [...]

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86 Federal Civil (FDCPA and FCRA) Lawsuits Against Mann Bracken Since January 2007

April 3, 2009

86 Federal Civil (FDCPA and FCRA) Lawsuits Against Mann Bracken Since January 2007 | Designer Today

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Credit reports apparently generated by Flintstones technology

December 17, 2008

According to Gary Nitzkin, “[t]he credit reporting industry is operating in the stone age.” By which he means the credit reporting agencies seem incapable of dealing with credit information that comes from identity theft. Gary filed two lawsuits because even though the identity thief confessed, he could not get his clients’ credit reports fixed.
Why not? [...]

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Credit repair DIY: fix errors on your credit reports

August 11, 2008

Under federal law, consumers can challenge inaccurate information on credit reports and other consumer reports (such as tenant screening reports). It is free, usually quick, and relatively painless. Plus, there are a lot of great how-to guides on the web.
I have mentioned the FTC guides before. The excellent Building a Better Credit Report manual is [...]

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Settlement results in free credit monitoring service

June 16, 2008

Settlement results in free credit monitoring service | CNN

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CenterPoint Energy drops its credit reporting plan

February 12, 2008

Last October, I posted about CenterPoint Energy’s plan to report delinquent accounts to the credit reporting bureaus. Last Friday, CenterPoint announced a change of plan, saying it will hold off on reporting indefinitely. Consumer groups and advocates for low-income families apparently made the difference:

They said it would damage credit records — now used for everything [...]

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