Comments on: Served By a Debt Collector? What To Do Next

By: My Social Media Strategy | Lawyerist

My Social Media Strategy | Lawyerist — Mon, 14 Dec 2009 12:32:26 +0000

[...] the questions that potential clients may have about their legal matters. For example, my post Served By a Debt Collector? What To Do Next remains one of the most-popular posts, in large part because that is the question consumers who are [...]

By: Sam Glover

Sam Glover — Mon, 28 Sep 2009 23:39:40 +0000

Lesley, something sounds amiss. As I have said repeatedly on this blog, talk to a consumer rights lawyer in your state.

By: Lesley

Lesley — Mon, 28 Sep 2009 18:47:14 +0000

Messerli served Summons on me some time ago, I responded w/Answer and discovery. They responded with generic to no info at all really. Today I got a Garnishment Exemption Notice from them (which I can satisfy) but they’ve never filed the matter in Court and have no judgement. So, they can just waltz in and grab the $$ out of one’s account? Clearly its in my interests to reply by certified mail given M&Ks crappy record and ethics, but really, how in the world is it legal to privately prosecute a court matter? I know, I know, MN pocket service and all but this has grown to nearly racketeering levels. The legislature needs to address this.

By: Sam Glover

Sam Glover — Tue, 15 Sep 2009 04:11:01 +0000

Tom, you are best off contacting a consumer rights lawyer in your area.

By: Tom

Tom — Tue, 15 Sep 2009 01:36:46 +0000

I requested a validation notice from 3rd party debt collector (via certified)…they had a law office in my state sent me the same debt letter…I also requested a validation of debt (via certified) from them…it’s been three months and no reply form either the DC or Law Office…should I sent them anything else, or just wait for a reply or summons?

By: Sam Glover

Sam Glover — Mon, 14 Sep 2009 23:45:43 +0000

Collecting debts and buying debts are very different business ventures. I think you would have to ask a debt collector why they are not interested in buying the debts they collect.

By: Sam

Sam — Mon, 14 Sep 2009 23:29:14 +0000

Why is it so hard if third-party debt collector by the debt, that they don’t get the proper paperwork to be the new owner?

By: Sam Glover

Sam Glover — Mon, 14 Sep 2009 22:39:28 +0000

I believe Hanna is a third-party collector. For me, the chance of winning depends on whether the debt has been sold or not. If it has, the chance of beating the debt buyer goes up considerably.

By: Sam

Sam — Mon, 14 Sep 2009 21:10:53 +0000

Do debt collectors like Frederick Hanna & Assoc actualy own the debt they get from Bank of America, or are they considered 3rd party debt collectors? How often do debt collectors win in court when you ask if they own the debt?

By: Sam Glover

Sam Glover — Sun, 23 Aug 2009 19:27:43 +0000

Carolyn, those are great questions, and you should advise your grandmother to ask them of her lawyer!