According to Alex from Queercents, rebuilding credit is a seven-step process:
- Clean up your credit report
- Learn from your mistakes; do not repeat them
- (Carefully) apply for a secured credit card
- Or become an authorized user on your partner’s credit card
- Pay your bills on time
- Do not be in a hurry to incur more debt
- Be patient and research your options
Alex went through bankruptcy in 1998, and spent a lot of time researching his options and figuring out what would work best for him. He has been writing a series for Queercents called “My Financial Implosion” with everything from coping with bankruptcy to avoiding homelessness.
My Financial Implosion: Credit After Bankruptcy | Queercents
If you are in Minnesota, contact The Glover Law Firm, LLC, for a free case evaluation. In any other state, you can find a consumer rights lawyer using the National Association of Consumer Advocates lawyer database.
