
To get a free credit report, visit annualcreditreport.com. Stay away from the misleading “free”creditreport.com, which is not free, but somehow still doing business despite its incredibly misleading name.
To find a consumer or bankruptcy lawyer, use the Caveat Emptor Consumer & Bankruptcy Lawyer Directory.

{ 4 comments… read them below or add one }
What are the other legit resources if youve exhausted your freebies
At that point, you are better off just paying. At $3 per credit report, it is still pretty cheap, even if it is not free.
Where are you able to get credit reports other than online?
You can mail a request to each credit bureau separately. Or if you just want to know your score and get a general idea of what is on your reports, you can get a composite report from mortgage brokers, car dealers, etc.