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	<title>Comments on: Debt settlement companies and credit counselors&#8211;are they worth the fee?</title>
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	<description>seeking justice for consumers</description>
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		<title>By: FutureRob</title>
		<link>http://caveatemptorblog.com/debt-settlement-companies-and-credit-counselors/comment-page-1/#comment-691</link>
		<dc:creator>FutureRob</dc:creator>
		<pubDate>Fri, 01 Aug 2008 15:48:29 +0000</pubDate>
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		<description>Not only that but doesn&#039;t the &quot;best offer&quot; mean settling, which negatively affects your credit score?  Though I suppose if you are going to this collection agency, settling is probably the least bad option.</description>
		<content:encoded><![CDATA[<p>Not only that but doesn&#8217;t the &#8220;best offer&#8221; mean settling, which negatively affects your credit score?  Though I suppose if you are going to this collection agency, settling is probably the least bad option.</p>
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