Fraud Alerts Will Not Hurt Your Credit Score

LifeLock has had its troubles, but its main tool—putting a fraud alert on your account every 90 days—does not hurt your credit score. It does, however, make it more difficult to get credit, because lenders have to jump through more hoops before approving a credit application.

So if you are not planning to try to obtain credit in the next 90 days, go ahead and use a fraud alert. Otherwise, know that placing a fraud alert on your credit files will make it more difficult to get credit.

Fraud Alerts Don’t Hurt Your Credit Score | NYT