Debt Collection Help: Free Resources

Getting called or served with a lawsuit by a collector is a pain, at best. You can help yourself deal with debt collection with free information and tools online, but not everything you find will actually help. Here is a selection of resources that will:

  • If you are contacted or sued by a debt collector, use these form letters, pleadings, guides, and reference materials to learn how to record your phone calls and respond appropriately;
  • Debt collection cheatsheet: what collectors can and cannot do;
  • Help dealing with a case of debt collection and mistaken identity;
  • Follow these guidelines for negotiating with a debt collector; and
  • Avoid these mistakes when dealing with a debt collection lawsuit.

Finally, you can get debt collection help from a lawyer. Most consumer rights lawyers will give you a free case evaluation, and may be able to represent you on contingency, so that you pay nothing unless the collector pays you.

  • Dan

    Very useful article. In my experience, debt collectors bend the truth and the law to try and scare you and pay your debts ASAP. Found a site that gives UK based info about dealing with debt collectors and your rights. Lifesaver for me!! ;) – http://www.debt-line.org.uk/debt-collectors

  • http://www.debtcollectionletter.com.au/ Australian Debt Collection Services

    Thankyou for posting this information. There are a lot of problems in the debt collection industry resulting from unethical debt collection practices. I think this information empowers consumers.